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Authentication: Individuals can use their Aadhaar number and biometric details (fingerprint or iris scan) as identification to access their bank accounts linked to Aadhaar.
Transactions: AEPS allows various banking services such as cash withdrawal, deposit, fund transfer, balance inquiry, and more, without the need for debit cards or PINs. Users can conduct these transactions at Micro ATMs installed by banking correspondents in remote areas.
Security: The biometric authentication adds a layer of security, making transactions more reliable and reducing the chances of fraudulent activities.
AEPS plays a crucial role in financial inclusion by providing banking services to rural and remote areas where traditional banking infrastructure might be limited. It enables people to carry out banking transactions conveniently, even without a debit card or internet access, using just their Aadhaar details and biometrics.
https://www.udaaanpe.com/aeps